Privacy Policy
MARGIN — A Product of Hemingway Advisory
Last Updated: February 2026
MARGIN is a product of Hemingway Advisory, a brand operated by Frail Blue Dot LLC, a Massachusetts limited liability company (“Company,” “we,” “us,” or “our”).
This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or use our Service.
By accessing or using the Service, you agree to this Privacy Policy.
1. Information We Collect
We collect the following categories of information:
A. Information You Provide Directly
When you request a report or contact us, we may collect:
- Business name
- Business location (city/state)
- Email address
- Any information you voluntarily submit through forms or email
B. Payment Information
Payments are processed by third-party providers such as Stripe. We do not store full payment card numbers.
Stripe may collect:
- Name
- Billing address
- Payment card details
- Transaction information
Stripe's use of your information is governed by Stripe's privacy policy.
C. Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address
- Browser type
- Device type
- Operating system
- Pages viewed
- Time spent on pages
- Referring URLs
- Interaction data
This data may be collected through cookies, pixels, and analytics tools.
D. Advertising & Analytics Technologies
We may use:
- Meta (Facebook) Pixel
- Google Analytics
- Similar analytics or measurement tools
These technologies may collect device identifiers, cookie data, and browsing behavior for analytics and advertising measurement purposes.
2. How We Use Information
We use collected information to:
- Generate and deliver your market intelligence report
- Process payments
- Communicate with you
- Respond to inquiries
- Improve our website and Service
- Measure advertising effectiveness
- Detect fraud or misuse
- Comply with legal obligations
We do not sell personal information.
3. AI and Data Processing
The Service uses automated systems and AI-assisted tools to structure and analyze publicly available information.
Your submitted business name and location may be processed through secure third-party service providers for report generation.
We do not use your personal information to train public AI models.
4. How We Disclose Information
We may share information with:
- Payment processors (e.g., Stripe)
- Analytics and advertising partners (e.g., Meta, Google)
- Technology providers that support report generation
- Service providers assisting in business operations
- Legal authorities if required by law
We require service providers to use information only as necessary to provide services to us.
We do not sell or rent personal information.
5. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Operate and secure the website
- Analyze usage
- Measure advertising performance
You may control cookie settings through your browser. Disabling cookies may affect site functionality.
6. Data Retention
We retain personal information only as long as reasonably necessary to:
- Provide the Service
- Respond to follow-up communications
- Comply with legal obligations
- Resolve disputes
- Enforce agreements
You may request deletion of your personal information by contacting us. We will process verified deletion requests within a reasonable timeframe.
7. Data Security
We implement reasonable administrative, technical, and organizational safeguards to protect information.
However, no system is completely secure. We cannot guarantee absolute security of transmitted or stored data.
8. Your Privacy Rights (U.S.)
Depending on your state of residence, you may have rights to:
- Request access to personal information we hold about you
- Request correction of inaccurate information
- Request deletion of personal information
- Opt out of certain data processing activities
California Residents (CCPA/CPRA):
We do not sell or share personal information as defined under California law.
California residents may request:
- Disclosure of categories of personal information collected
- Sources of information
- Business purposes for collection
- Deletion of personal information
We may verify your identity before processing requests.
To exercise privacy rights, contact us at the email below.
9. Children's Privacy
The Service is intended for business users and is not directed to individuals under 18. We do not knowingly collect personal information from minors.
10. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices.
11. International Users
The Service is operated in the United States. If accessed from outside the U.S., your information may be transferred to and processed in the United States.
12. Changes to This Policy
We may update this Privacy Policy from time to time. The “Last Updated” date reflects the current version. Continued use of the Service constitutes acceptance of any updates.
13. Contact Information
If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact:
Frail Blue Dot LLC
Email: margin@hemingwayadvisory.com